Terms & Conditions

Welcome to Easy Loan OD. By accessing or using our website, tools, or services, you agree to these Terms. If you do not agree, please do not use the site.

1. Nature of Service

Easy Loan OD is an independent loan facilitation/assistance service. We are not a bank or NBFC. Loan approval, interest rates, fees, and all final terms are determined solely by the lending partner (bank/NBFC).

2. Eligibility

• 18+ years of age and an Indian resident.
• Valid KYC and income documents as required by the lender.
• Meeting lender-specific credit and underwriting criteria.

3. Use of Website & Tools

Information (including the EMI Calculator) is for illustrative and educational purposes only and does not constitute financial advice. You agree not to misuse the website, attempt unauthorized access, or engage in fraudulent activity.

4. No Guarantee

Submitting an application or enquiry does not guarantee approval. Timelines and outcomes depend on lender processes and your profile.

5. Communications Consent

By submitting your details, you consent to be contacted via phone, SMS, WhatsApp, and email by Easy Loan OD and its partner lenders/service providers for application updates and offers.

6. Third-Party Links & Partners

Our site may reference third-party sites/services. We are not responsible for their content, policies, or practices.

7. Limitation of Liability

To the maximum extent permitted by law, Easy Loan OD will not be liable for indirect, incidental, or consequential damages arising from your use of the site or services.

8. Indemnity

You agree to indemnify and hold harmless Easy Loan OD from claims arising from your breach of these Terms or misuse of the site.

9. Changes to Terms

We may update these Terms at any time. Continued use after changes implies acceptance.

10. Governing Law & Jurisdiction

These Terms are governed by the laws of India. Courts at Noida, Uttar Pradesh shall have exclusive jurisdiction.

11. Loan Terms (ROI, Fees & Charges)

The following information is provided for transparency and general guidance only. Final loan terms, including interest rates, fees, and charges, are determined solely by the respective bank/NBFC after reviewing your application and eligibility:

• Rate of Interest (ROI): Typically ranges from 10.35% to 24% per annum, depending on the lender, applicant profile, income, and credit score.
• Processing Fees: Usually between 1% – 3% of the approved loan amount, as per lender policy.
• Other Charges: May include documentation charges, insurance premium, or stamp duty as per state laws.
• Prepayment/Foreclosure Charges: Some lenders may apply 2% – 5% on the outstanding principal if you repay early.
• No Hidden Charges: Easy Loan OD does not levy any upfront or hidden charges. All charges are disclosed by the lending institution at the time of sanction.

Disclaimer: The above ranges are indicative. Actual ROI, processing fees, and other charges vary by lender and are subject to their sole discretion and policies.

12. Contact

info@easyloanod.com · +91 85869 63141 · Sector 33, Noida, UP